Once considered a mere add-on to the end of an insurance policy, the last 20 years has seen the importance of couture clothing and designer handbags come to the forefront of importance, in both value and collectibility.

The world of Hermes, Celine, Bottega Veneta, Gucci, and many more of the world’s premium brands have in some cases performed better as investments than many more traditional items, and as such should be valued regularly – with prices increasing by 200% in some cases over the space of a year. Can you afford to be under-insured?

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